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One good method of dealing with your cash and controlling your payments is private student loan. By securing the non-public student loan consolidation program, you are provided the chances of conserving yourself thousands of dollars. There are various selections for finding non-public student loan. Your selections are not limited as they supply your luring circular points of the profits and engaging offers. As such decision involves and impacts the money side of your life, it is thence important to do your homework well before arriving at a decision of acquiring a private student loan.

What does ACS mean? It stands for associated PC System Inc. Being renowned for their convincing celebrity ; ACS guarantees the scholars that they get the right decision for opening in ACS. Their power is to take them the chances to be one of the greatest distributors of the available federal student loans for bad credit consolidation rates.

Considered as the great outsourcing company of the Office of Education, ACS helps you manage to take a loan from the govt. The services of ACS have been widely applied by a lot of academic establishments and schools as their outsourcing agent for scholars who express their great worry about taking a loan.

Regarding the advantages of ACS Student Loan Company, convenience is the most distinguished. Students will be given access online so as to process their payment and monitor their accounts.

Like any other sort of loans, the ACS auto loans has its own qualifying procedure also. There are bounteous types of loans owning their own standards, wants and particular bounds. Likewise , another contributing component for approval of your ACS is the faculty. Each sort of college will have its own specified demands to qualify.

Besides, ACS could be a good demeanour to apply and obtain federal student loan such as Stafford Loan and the positive auto loans for bad credit that are offered for the parents of the scholars. After the form being valued and reviewed, you will receive an award letter. The letter will present you the selections for the kind of preferred help.

Then notification will be sent to your preferred academic institutions and colleges. Lastly, you can now go on to process your request for ACS Student Loan Company.

In brief, the ACS Student Loan Company will guarantee that college kids won't be trapped in facing to financial problems after their graduation even though it offers the best flexible repayments terms. Remarkable it is as the loans availed in ACS is warranted stress free.
Student loan consolidation Acs more at http://www.badcreditloancenter.com/cash-advance-payday-loan

If you have been inquiring about loans for school, you probably have heard of ACS student loans. And the fact that you're reading this shows that you're curious to learn more.

So, what is an ACS student loan?

An ACS student loan is one that is obtained through Affiliated Computer Services, Inc., a company that is well known for outsourcing of business processes. The company's strong reputation for servicing loans efficiently through the use of technology, has won them contracts with many colleges and universities. In fact, they are the Department of Education's primary outsourcing contractor. Students are able to manage their ACS loan accounts online. They can make payments, see their account status, update personal details, and receive email notification of payments that have been processed.

Other helpful tools that ACS provides on their website include a repayment calculator, IRS guidelines about student loans, and a glossary of important terms.

ACS student loans offer a convenient way of managing all of your loans in one place. ACS also acts as an outsourcer for colleges and universities that have campus based programs which lend money to their students. This frees up the college from keeping track of all the financial details, allowing them to better focus on education. ACS also coordinates with other financial institutions to help match up each student with the lender that is best suited to their needs.


Understanding ACS Student Loans

ACS student loans cover a fairly broad range of different financial aid programs. One of the major ACS student loan groups is known as the Campus Based Student Loan Program (CBSL). CBSL includes Federal Perkins Loans, Nursing Student Loans (NSL), and Institutional Loan Programs. Another major group of student loans that ACS handles is the Federal Family Education Loan Program (FFEL), which includes the Stafford Loans, PLUS loans to parents of students, and loan consolidation services . In addition, ACS handles a group of educational loans funded by different private companies.

If you have not already applied for a student loan, you needn't let the process scare you. All the guidelines and applications for different financial aid programs are available online. The ACS website provides a clear example of how to fill out a Free Application for Federal Student Aid (FAFSA) form, and helps you to interpret the results in terms of your eligibility for financial aid. In addition, the ACS website has applications for both Stafford loans and PLUS loans for parents, which can be completed and submitted online.

ACS Student Loan Consolidation

If you already have federal student loans, it could be in your best interest to learn how an ACS student loan consolidation could benefit you. The ACS website provides information and application forms, and an ACS loan consolidation could mean you only have to write one check each month. It also might help you lock in a lower interest rate to lower your total monthly payment amount.

So, Why ACS Student Loans?

Maybe the convenience of managing all of your student loans online appeals to you, and only having to deal with one entity for your loan servicing, from application to repayment to consolidation. ACS works with a number of universities throughout the United States. Even if your college or university is not offering ACS student loans, the ACS website is a valuable resource of helpful tools and information, and well worth visiting.
Student loan consolidation Acs more at http://explorestudentloans.com

If you will gather a bunch of college students and ask them what their least favorite subjects are then most likely algebra will be among the tops answers. Indeed, there is something about algebra that makes students cringe in fear. Combine this fear with the general pressure of college life then you have got yourself a student that will most likely find it hard to absorb algebra lessons in school. This is the reason why college algebra homework help is usually needed.

What parents must know is that getting good grades is very much important to colleges students. But the fear of failing takes over them most of the time and affects their general ability to learn. And when it comes to subjects such as math and algebra, the pressure doubles or triples.

The problem with algebra and other math subjects is that they tend to intimidate students. There are also instances when students fail to grasp the importance and practicality of the subject. There is a better chance that students will value algebra-related concepts better if they are made aware of its use in everyday life. It is therefore essential that algebra be introduced to students in such a way that they would feel the necessity to learn the subject. By viewing algebra as a natural part of life, they would be less intimidated by it. Maybe they would even develop an interest to it.

Another important thing to keep in mind about algebra is the fact that its lessons are interconnected to one another and actually builds on each other. This means that there must be continuity if college students are to retain the lessons in algebra. Again, continuity is achieved if they will see the relevance of algebra in everyday life. If they are aware of algebra's relevance then they will be able to relate real events to the algebra lessons they have just learned. This way, algebra is transformed from being a subject that they just encounter when they are inside a classroom to something that is actually an indispensable part of everyday living.

Parents needing extra help in teaching algebra to their kids can take advantage of college algebra homework help software. This software makes learning algebra fun and easy through interactive modules that makes full use of the power of computers.

College Algebra Homework Help - Why Kids Are Afraid of Algebra:College for kids By Anele Arbegla Article Source: http://EzineArticles.com/?expert=Anele_Arbegla

When it comes to finding the right campus recreation software solution, the selection process can seem a bit daunting. To aid in this decision-making process, below are five key features to look for when your recreation department is ready to find the right software package to increase efficiency and overall student experience.


1. Integration with Best-of-Breed Systems on Campus. Make use of existing software investments by choosing campus recreation software that integrates with best-of-breed systems already on campus, such as your card system, intramural software, or accounting software. Don't sacrifice your accounting software investment, for example, by selecting a new software solution that lacks compatibility. Select a solution that is compatible and allows you to have one integrated system that effectively manages all programs, revenues and facilities. Integrating with best-of-breed systems alleviates duplicate entries and records.

2. Customizable Reports. A campus recreation software system will capture a lot of information about who is using your facility, when, where and how. Make sure that this information can be exported into a report that will help your department make informed decisions and achieve its goals. Every campus is unique in their reporting needs, and that's why it is essential that the software package you select offers customizable reporting and data output options to meet the needs of each of your constituents. Without customized reporting options built into the software solution, the responsibility of pulling specific data relies on savvy IT departments, assuming they have specific training or Crystal licensing, for example, and this translates to a time-consuming process for IT personnel. Look for a software solution that provides you with powerful, flexible and in-depth reporting tools with multiple filters, flexible formatting, unlimited customization, mail merge, multiple export formats, and more. You'll be able to make faster, more informed decisions and view only the information you want, when you want it.

3. Hosted Internet Registration and Payment Processing Options. You've invested a great deal to provide quality facilities and programs to your students. Further increase student satisfaction by providing a convenient online registration process. To facilitate this initiative, consider a software provider that offers Hosted Internet Registration and Payment Processing, also known as a Software-as-a-Service model. This means that the software provider hosts and manages your data off-premise so that you don't have to invest the time and money required if doing it yourself. Self-hosting online registration means having to invest in additional payment servers, back up servers, and setting up security and firewalls. Selecting a campus recreation software provider who offers hosted technology means low upfront costs and faster implementation.

4. Integrated Payment Processing. Having a campus recreation software solution that integrates with your payment processing system means that reduced errors and paperwork. As a busy campus recreation center, it's important to have one integrated system to avoid double-entry and reconciliation, balancing between multiple systems, ensure tighter security, and pull accurate reports. Also, with online registration and integrated payment processing, it's important that your campus recreation software solution ensures your compliance with PCI (Payment Card Industry) and Payment Application Best Practice (PABP) standards.

5. Ease of Use. Software usability is extremely important, particularly at campuses where the skills of computer users vary greatly. Consider multilingual and American Disabilities Act (ADA) compliant software to meet the existing needs of your many students. Whether it's "customer-facing" documents to print receipts, contracts, reports and registration confirmations in a variety of languages or enabling visually-impaired or ESL users to use your software system, look for a software package that offers true ease-of-use through its accessibility options for everyone.

While choosing a new campus recreation software solution does require much planning and process, the results will be well worth the effort when you can streamline your operations, improve efficiencies, and drive more participation from students and faculty.

James Reyes is the General Manager for ActiveCommunities, a division of The Active Network, Inc.
ActiveCommunities is a leading provider of recreation software and marketing solutions for thousands of community-based organizations throughout North America, including campus recreation departments, gymnastics clubs, health and fitness clubs, parks and recreation centers, YMCAs, YWCAs, and JCCs.

Campus Recreation Software - 5 Features to Look For When Choosing a Provider : Campus solutions By James Reyes http://EzineArticles.com/?expert=James_Reyes

The American dream is changing, and real estate professionals are doing their best to keep up in order to sell homes. Many buyers still want a big house in an uncrowded neighborhood, especially if they have a family, but there are conditions attached now. Long commutes into the city are more of a deal breaker now than ever before, and areas without a nearby business community, parks infrastructure, or future-proof layout are generating less interest. Realtors working in the suburbs must now learn to identify and market smart growth, and a well-rounded lifestyle, as well as the old ideals of comfort and privacy.

Soaring gas prices have made the suburban commute a tough sell, but rail lines are a cheap solution in many metro areas. Cities with long-established commuter rails have upgraded their routes to accommodate growth, while cities that expanded rapidly during the mid-20th century are building new commuter lines. One example of a large center with a newer commuter line is Vancouver, BC, Canada, where an extensive line called the West Coast Express opened in 1995. An area like suburban New Jersey offers well-established commuter railways, but here too the traditional routes are augmented by new routes, such as the Morristown Line which runs 40 miles between Hoboken and Hackettstown. Real estate agents who know the rail routes in their area, and stay on top of development plans, can help more buyers find a suburban home suited to their needs.

The high-tech bio-tech industries have brought another marketing angle to the suburban home market in recent years. Many companies in these rapidly expanding sectors operate at the outskirts of large metro areas, where they can develop large campuses and research facilities employing thousands. High-tech and bio-tech professionals can live in low-density neighborhoods, and avoid a lengthy commute altogether, if they find a home near their campus. Realtors sensitive to the high-tech market will find these home searches easy to accommodate.

Other new marketing angles for suburban real estate can include high quality school districts, parks systems, improved inter-municipal planning, outdoor shopping plazas, cheaper home prices, and a larger new home inventory. Knowing what makes these areas attractive to buyers will help real estate professionals close more deals, and promote smart growth where they live.
Campus marketing by Susan Zanzonico at www.housebeautifulnj.com.

Internet marketing is a growth career point. If you go on the web you'll know why. Quite simply, the Internet is ideal for marketing. And there are a huge range of platforms for that marketing to flourish in. for more detail go to: www.free-ad-system.com.Whether through out and out advertising or in subtler, but nonetheless dynamic ways that can reach out to any number of Internet users. Employers now see the Internet as a valuable advertising and marketing tool, but how are universities and higher education providers responding to this in the career choices development of students?

Whether through a traditional campus based course or through distance learning in the e-learning environment, the use of the Internet is vital for research and studying. Yet higher education providers are now considering the impact of the Internet on marketing and placing a greater emphasis on the use of the Internet for innovative marketing techniques as well as tried and tested marketing methods.

With technology ever-evolving, marketing courses - delivered as distance learning programs for flexible learning or on campus based online marketing courses - are also looking at consumer trends for particular web based platforms, such as blogging, social networking and other communication facilities.

Understanding how the Internet works, for more detail go to: www.impacts-popup.com.and how to keep up with ongoing trends and preferences from consumers is a major factor in understanding how marketing works with the Internet.

With marketing being a subject that demands a variety of skills, higher education organizations are now competing to offer the best courses in online marketing degrees to suit potential and future student demand.

Many professionals are now either going back to education or considering going back into education thanks to a range of online or distance learning courses in Internet Marketing. These students are usually adept with the e-learning environment and choose flexible learning as they need to be developing their skills via the Internet Marketing course and then implementing them into their work. Employers too are keen to see better productivity so for many, enabling their staff to participate in online Marketing courses proves ideal for all parties.

Other participants in Internet Marketing courses see combining an online degree with their work as a way to change professions altogether. Higher education providers acknowledge that these students may either choose to stay in work either through financial or other reasons; they recognize that flexible online learning is a great way to deliver online university degrees that can actually assist students professionally during the online marketing course.

Whether studying Internet Marketing through a home learning degree or as part of a business degree or related online degree program, higher education organizations understand the implications of web based marketing and the importance within the marketing industry - although opinion is divided whether the education sector has been slow or quick to respond. Internet Marketing is a fantastic career growth point, and with employers demanding that students learn Internet Marketing skills, the e-learning environment is a practical and functional way for students to both learn and gain valuable experience.

Internet Marketing is a Growth Career Point : Campus marketing by Paramjeet Raghuvanshi at www.inside-the-minds-of-winner.com

To successfully search for and enact healthy fundraising solutions at your school, the first step is to be realistic. Pretzels will not sell as well as a chocolate bar. That is just the bottom line. However, that shouldn't dictate your fundraising precepts. If you think about it, cigarettes would probably also outsell many healthy items, but obviously there will be no "Winston's For Wrestling" or "Kool's For Cross Country" fundraiser on campus anywhere.

It may seem that the above analogy is far fetched, but it's really not from a healthy perspective. There was a time in this county when cigarettes were considered harmless. They would actually give them to soldiers in WWII for free under the pretense that cigarettes would help them relax in the trenches. Doctors would prescribe them to women for nerves. All of that has obviously changed, and society's attitude toward junk food and candy is changing as well. The number one killer in America isn't lung cancer or throat cancer (smoking related). No, in fact, the number one killer in the country is heart disease, often caused by poor diet. That's why it's of dire importance to search for healthy fundraising solutions.

In addition to the health needs of America's youth, you should also search for healthy fundraising solutions because its becoming the law on many school campuses. In California public schools for example, this September 2007 the state will begin phasing in CA SB-19, which mandates what types of food and snacks can be on campus between and hour before school starts and an hour after school starts. These guidelines are that snacks be less than 35% fat, less than 35% sugar, and less than 10% saturated fat, with exclusions for nuts and nut butters.

In September 2007 compliance is strongly recommended and by September 2008, it will be compulsory. In fact many school like the Torrance Unified School District decided last year that they would stand up for what is right and embrace these regulations a year early. Many other school districts desiring to stand up for health and nutrition have done the same thing. So the bottom line is, in California, using candy and junk food to fundraise is becoming a thing of the past.

Are you ready for the future? As mentioned in the preceding paragraph, California is leading the way in nutrition reform at the school level, but many states like Connecticut, Wisconsin, Washington and others are close behind in this manner. So not only is it the right thing to do to look for healthy fundraising solutions, it will soon be the law to do so.

Finally, direct fundraising or product sales fundraising is the most effective form there is. In the past this was overwhelmingly candy. Now that it's going away, you'll need an alternative to maintain a product sales focused fundraising program. This is the
third reason you should look for healthy fundraising solutions. The bottom line, most schools have the greatest success with product sales fundraising because you're actually selling something of value to the customer/charity contributor. You're providing something of value, rather than simply "begging for money.

So there you have them: your reasons to go forth and find healthy fundraising solutions!!!
Why Search For Healthy Fundraising Solutions : Campus Solutions by Alec Moreland at http://healthyfundraisingsolutions.com

Are you a camp director, teacher, or homeschool mom looking for a new arts and crafts idea for your kids? Or maybe you are a recreation director at a senior center or nursing home and could use a new project. Either way, this arts and crafts idea will be interesting and fun for all. This glass case can be used, given as a gift, or converted into a necklace purse.

To make the glasses case, you will need the following simple materials: a square of craft foam, plastic or large blunt needles, lanyard lace or thick yarn. Cut two rectangles from the foam, each 3-1/2 inches (9 cm.) by 6 inches (15 cm.). With a whole punch, make holes on three sides of each rectangle, for more details visit to www.101-save-money.com leaving one short side unpunched. Make the holes 1/2 inch apart and allow at least 1/4 inch between the hole and the edge of the craft foam. The holes need to line up so that the two pieces can be laced together. If you are preparing the craft for small children, you should make the holes yourself. Otherwise, the crafters can do this step if you have enough pairs of whole punches.


At this point the crafters can cut decorative shapes from other colors of craft foam, or you can buy sets of ready-cut foam shapes. If you are doing the craft at a special event, like vacation Bible school, for more details visit to www.art-of-astrology.com choose shapes that echo the theme of the event. For instance, if the Bible school or camp has a cowboy theme, find shapes that fit well, such as boots, cowboy hats, and stars. Let the kids choose the shapes they like and glue on as desired. You might also like to provide beads or sequins to glue on as well, especially if the crafters are a little older.

The next step in this arts and crafts idea is to thread the plastic needle with the yarn or lanyard lace. Yarn might be a little easier to handle, but lanyard lace is shiny and attractive. In a pinch, some teachers of small children use a bobby pin as a needle. It is certainly a safe alternative. Simply loop the yarn through the opening and use the open end of the bobby pin as if it were the point of the needle. The children can now begin to lace the front and back of the glasses case together.

To turn this arts and crafts idea into a necklace purse, simply attach a piece of lanyard lace to each corner making a long handle. Kids will enjoy using this case as a place to store secret notes and small objects. If they'd rather, they can give the glasses case to a parent, grandparent, or friend who wears glasses. Either way, this arts and crafts idea will be interesting for all.

There is a lot of discussion going on about starting a daycare business and that makes people think, 'What's so great about this opportunity that everyone's talking about it?' But, believe me, people who talk about the benefits of starting a day care business do not know even half the reasons why this is an unbeatable business opportunity. Let me tell you what I know.

Low overheads and initial investment
With the daycare business, you can play as low as you want. If you want, you can spend hundreds of dollars as your investment, but by planning meticulously, you can set up the whole business within a thousand dollars. You can even run your childcare business from your home, so that significantly slashes your initial investment and also the overheads. What's more, you can show your business expenses as tax-deductibles, so that means more effective savings. Governments help with the investment too, you have a lot of grant opportunities here. Every way you look at it, the daycare business becomes a very economical business start out with.

Minimum qualifications and work

You do not need to be qualified very high to run a home business. If you have a license, you might not need to have any special educational qualification at all. What's important is that you must know how to handle kids. And that is quite a natural thing for most people to know. Your duties are restricted too, you only have to be yourself with the kids and occupy their times in a constructive manner. Think about it, no deadlines, no bosses to answer to, no office rivalries it does seem to be a very grand profession. And believe me, it is!

Doing what you enjoy most

Who doesn't like to be with kids! Starting child carebusiness means that you can do this all the time, and get paid handsomely for that too. Quite an attractive incentive, isn't it? You can relive your childhood with these kids, teach them how to make buildings from Lego blocks, help them stack their toys, teach them to draw and paint, sing and play with them. There are so many enjoyable things. In fact, it is true to say that with a kids business, you get paid for playing.

Earning love and respect

Most kids tend to love and respect their daycare people, and they continue these feelings even after they are grown up. How wonderful you will feel, several years down the line, when a freckle-faced teenager will walk up to you when you are buying vegetables, and say, "Hey, Mrs. Malcolm, remember me? I'm Hank. I was in your daycare. I really remember you still!" That will surely be worth all the years you put into your home business. Trust me that really happen with daycare owners.

The Obvious And Not So Obvious Benefits Of Starting A Child Care Center by Sean Tan

Maria Pascucci, president of Campus Calm, had the opportunity to talk with Richard Kadison, M.D., about why high schools and colleges are seeing a rise in the number of stressed-out students battling mental health problems. Kadison is the chief of the Mental Health Service at Harvard University Health Services and author of College of the Overwhelmed: The Campus Mental Health Crisis and What to Do About It. Kadison has specialized in campus mental health and student mental health treatment throughout his career.

Campus Calm: Why are college campuses seeing a rise in the number of students with mental health issues?

Kadison: There are lots of reasons we're seeing a rise in the number of students with mental health issues. We're seeing more students who get diagnosed with serious problems in high school and they're functioning well enough to get to college. That's one group. I think there is the millennial group of students with what are described as helicopter parents who hover over them, and basically make decisions for them. You know the old metaphor about teaching people to fish instead of getting them fish. I think there's a lot of handing out of fish that goes on in high school. Kids are also being shuttled from one activity to another, kind of building their college resume and not having much down time and not really feeling passionate about things.

Campus Calm: How big of a part does the lack of sleep, eating right and exercising play in students being stressed out?

Kadison: The lack of sleep, I think, is a huge issue. College students are sleeping an average of 6 1/2 hours each night and they definitely experience symptoms of sleep deprivation, which screws up their immune systems, impairs their academic functioning and makes them more susceptible to depression and bipolar disorder.

Exercise is another huge issue. There's good evidence for milder forms of depression, four days of 30 minutes of cardiovascular exercise works as well as antidepressant medication. A lot of students get busy, stop exercising and eating healthy, get more depressed, have more difficulty getting their work done, then start stressing out and have more difficulty sleeping. They get into this vicious cycle.

Campus Calm: How much of a part does perfectionism play in the lives of stressed-out students? How does Harvard's counseling center deal with academic perfectionism amongst students?

Kadison: That's certainly a big issue here and I would say, most elite schools. I talked to the directors of the other ivies. There are two major thrusts. I would say one is trying to create some balance in students' lives. They need to take care of themselves. Working all the time is not the best way to live. Having conversations with them about excellence versus perfection and working hard and trying to focus. But no one test, no one course, no one situation is going to make or break your life. Lives take twists and turns that none of us expect.

Number one: you need to learn how to be resilient. Number two: learn some techniques and skills to manage stress because what you have in high school and college isn't going to change once you get out into the real world.

Campus Calm: Whom do you see more of: overachieving guys or girls? Is it true that women seek help more than young men? Why or why not?

Kadison: In terms of more women seeking care, I think probably that's because women are more tuned into their emotions. There's less stigma. I don't think the numbers are different -- it's just that men aren't always wise enough to come in to talk to some one about it.

Campus Calm: How do you work to help students find meaningful ways to base their identities beyond grades & awards?

Kadison: That's exactly the challenge. It's people figuring out who they are -- we all have faults, we all make mistakes and we all do things we wish we hadn't done. The key is really to get to know yourself, figure out how to accept yourself and do the best that you can. Getting students outwardly focused, again in balance, so that they're engaged in their community. There’s growing evidence that the more students are doing something to help their community, like working with high school kids, or volunteering somewhere, those students have much more satisfactory experiences in college than students who are completely self-focused. It's creating an environment where that's really encouraged and rewarded.

Campus Calm: Do you think that our current academic culture allows kids to learn how to make mistakes and fail safely?

Kadison: Well, I think part of the process is really the education of the whole community. It's not just the students. We try to do outreach activities and provide consultations to faculty, staff and residential staff. The reality is though, if the culture in the lab is that the professor is in the lab until 3 a.m., and expects everyone else to be there until 3 a.m., that's not a healthy message for students.

I think mental health advocacy groups are a good idea because students listen to other students more than other professional adults. Having advocacy groups so students can hear that getting depressed in college is nothing to be ashamed of and it's very treatable if you come and talk to someone about it.

Campus Calm: Is an Ivy League education always the best way to reach success?

Kadison: I think that students can get a great education at any school. There's students who come here to Harvard and don't get a great education because it's a bad fit for them. Being around other bright people who are totally focused on their academics doesn't help them learn how to create any kind of balance in their lives. That leads to a disappointment.

Campus Calm: So many students see straight A's and other academic achievements as stepping stones that will lead them to a good college, which will lead them to a good graduate school, then to a good job and, ultimately, a happy life. Does our society put too much emphasis on this one path to happiness and prosperity?

Kadison: As far as students seeing grades as stepping-stones, I think that's true. There's some reality in there and it's also a problem. I think to some degree this is up to the college admissions folks, that leading a balanced life and being engaged in your community is just as important as being successful academically. Doing other things that you feel passionate about.

Maria Pascucci is the President of Campus Calm (http://www.campuscalm.com). She helps high school & college students find balance, reduce stress, increase self-confidence and get out of overwhelm. Free reports for students, parents and educators are available with free subscription to Campus Calm Connections. Maria lives in Buffalo, New York with her graphic designer husband, Shaun, who shares the homepage of their personal writing/design website (http://www.creativetypeco.com). Contact her at maria@campuscalm.com.

Talking Mental Health In College- Q & A with Richard Kadison, M.D. of Harvard University By Maria Pascucci